Why Top-Ups Matter During Market Downturns

✅ Significant Market Correction – As of February 2025, Nifty has dropped 15%, Midcap 100 is down 21%, and Small Cap 250 has fallen 25% from their peaks, signaling a notable correction at the index level.

✅ Heavy Stock Sell-Off – 81% of NSE 500 stocks have corrected over 20%, while 58% have fallen more than 30% from their 52-week highs, showing intense selling pressure over the last five months (Oct 2024 – Feb 2025).

✅ Emotional Investing Challenges – Market downturns create uncertainty, making investors hesitant, but corrections often present long-term buying opportunities for quality stocks at discounted prices.

✅ Strategic Investing Approach – Systematic investments or top-ups during corrections can help lower the average cost of holdings and maximize gains when markets recover.

Would you like me to add any specific investment strategies? 😊